Bonus Tax in Missouri (2026)

A bonus is supplemental pay, and it is usually withheld at a flat federal rate rather than your normal bracket. Employers apply 22% to supplemental wages up to a yearly threshold, and a higher rate on the part above it. FICA comes out on top, and then the Missouri state layer applies.

Missouri withholds supplemental wages (bonuses, commissions) at 4.7% on top of the federal 22% and FICA. Missouri flat supplemental/overtime withholding rate is 4.7% for 2026 (per the 2026 Missouri Withholding Tax Formula).

If you live or work in Kansas City or St. Louis, the local earnings tax applies to a bonus too.

Worked example: a $5,000 bonus in Missouri

Federal withholding (22%)$1,100
FICA (Social Security + Medicare)$383
Missouri withholding$235
Total withheld$1,718
You keep about$3,282

Assumes year-to-date wages under the $184,500 Social Security wage base. Withholding, not final tax — it reconciles on your return.

Bonus tax calculator (2026)

Federal withholding (flat 22%)$1,100
FICA (Social Security + Medicare)$383
Missouri withholding (4.7%)$235
You keep about$3,282

Assumes your year-to-date wages are under the $184,500 Social Security wage base. Withholding, not your final tax — it reconciles on your return.

See what your regular paycheck keeps in Missouri: Missouri paycheck calculator.

Frequently asked questions

Why is my bonus taxed so high?

What you see is withholding, not your final tax. Federal rules withhold supplemental pay like a bonus at a flat 22%, which is often more than your normal rate, so the bonus looks heavily taxed. It squares up when you file, where your real rate is applied to your total income.

Does Missouri have a flat bonus withholding rate?

It depends on the state. The breakdown above shows Missouri's supplemental rate if it has one, or notes when the aggregate method applies instead.

Federal: IRS 2026 brackets (Rev. Proc. 2025-32) · FICA: IRS Topic 751 · Wage base: SSA · Missouri: Missouri Department of Revenue. Rates current as of July 16, 2026. Annual-liability estimates, not payroll withholding — see methodology.