Arizona Paycheck Calculator (2026)
See take-home pay for any salary in Arizona for 2026. Enter an amount, or pick a common salary from the list to get federal tax, FICA, and Arizona state tax broken out in full.
Arizona applies a flat state income tax of 2.5% to taxable income, one of the lowest flat rates in the country. It starts from a standard deduction that conforms to the federal amount, so most filers subtract the same deduction they use on their federal return before the 2.5% rate is applied. Arizona has no personal or dependent exemption in this calculation (it offers a separate dependent credit instead), no state disability or paid-leave premium withheld from wages, and no local income taxes stacked on top. That makes Arizona take-home relatively simple to estimate. This page serves Arizona workers comparing salaries; the tables below show take-home pay across income levels for 2026.
Arizona paycheck calculator (2026)
| Net per month | $4,432 |
| Net bi-weekly | $2,046 |
| Net per week | $1,023 |
| Federal income tax | $5,620 |
| Social Security | $4,030 |
| Medicare | $943 |
| Arizona income tax | $1,223 |
| Total tax (18.2% effective) | $11,815 |
Marginal rate 22.15% = 12% federal + 7.65% FICA + 2.5% Arizona. Annual-liability estimate for a single filer taking the standard deduction — actual payroll withholding differs slightly and reconciles at tax time.
Example: take-home on $65,000 in Arizona
| Line | Annual | Monthly | Bi-weekly * |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | $5,620 | $468 | $216 |
| Social Security (6.2%) | $4,030 | $336 | $155 |
| Medicare (1.45%) | $943 | $79 | $36 |
| Arizona income tax | $1,223 | $102 | $47 |
| Total tax | $11,815 | $985 | $454 |
| Net pay (take-home) | $53,185 | $4,432 | $2,046 |
* Single filer, standard deduction, annual liability ÷ pay periods (an estimate, not payroll withholding). Effective rate 18.2%; marginal 22.15% (12% federal + 7.65% FICA + 2.5% Arizona).
Arizona taxes wage income at a flat 2.5% — details and deductions on the Arizona rate page.
Bonus coming? See how bonuses are withheld in Arizona.
Frequently asked questions
How is take-home pay calculated in Arizona?
We start with your gross salary and subtract the 2026 federal standard deduction for your filing status, then apply the federal tax brackets to what is left. FICA, the Social Security and Medicare tax, is added on the gross. On top of that comes the Arizona state layer, using Arizona's own brackets or flat rate and its deductions. The result is your estimated annual tax liability, which we divide across your pay periods to show weekly, biweekly, and monthly figures.
Does Arizona tax bonuses differently?
A bonus is withheld using supplemental wage rules, which can differ from your regular paycheck. See the Arizona bonus tax page for how the federal flat rate and the state layer apply.
Are these numbers withholding or final tax?
These are an annual tax-liability estimate, not the exact withholding from any one paycheck. The per-paycheck columns are the annual figure divided by the number of pay periods. Your employer's real withholding uses IRS payroll tables and can differ slightly, then reconciles when you file your return.
Federal: IRS 2026 brackets (Rev. Proc. 2025-32) · FICA: IRS Topic 751 · Wage base: SSA · Arizona: Arizona Department of Revenue. Rates current as of July 16, 2026. Annual-liability estimates, not payroll withholding — see methodology.