Colorado Paycheck Calculator (2026)
See take-home pay for any salary in Colorado for 2026. Enter an amount, or pick a common salary from the list to get federal tax, FICA, and Colorado state tax broken out in full.
Colorado applies a flat state income tax of 4.4%, charged on your federal taxable income, so the federal standard deduction is effectively already built into the base before the 4.4% rate lands. The layer that shapes a Colorado paycheck is FAMLI, the state Paid Family and Medical Leave Insurance premium, split between employer and employee, with the employee share withheld up to a yearly wage cap; the premium was trimmed for 2026. Some cities (Denver, Aurora, Glendale, Greenwood Village, Sheridan) also add a flat monthly Occupational Privilege Tax, a fixed-dollar head tax rather than a percentage of pay. This page serves Colorado workers estimating take-home; the tables below show pay across salary levels for 2026.
Colorado paycheck calculator (2026)
| Net per month | $4,331 |
| Net bi-weekly | $1,999 |
| Net per week | $999 |
| Federal income tax | $5,620 |
| Social Security | $4,030 |
| Medicare | $943 |
| Colorado income tax | $2,152 |
| CO FAMLI (employee share) | $286 |
| Total tax (20% effective) | $13,030 |
Marginal rate 24.49% = 12% federal + 7.65% FICA + 4.4% Colorado + 0.44% state payroll levies. Annual-liability estimate for a single filer taking the standard deduction — actual payroll withholding differs slightly and reconciles at tax time.
Example: take-home on $65,000 in Colorado
| Line | Annual | Monthly | Bi-weekly * |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | $5,620 | $468 | $216 |
| Social Security (6.2%) | $4,030 | $336 | $155 |
| Medicare (1.45%) | $943 | $79 | $36 |
| Colorado income tax | $2,152 | $179 | $83 |
| CO FAMLI (employee share) | $286 | $24 | $11 |
| Total tax | $13,030 | $1,086 | $501 |
| Net pay (take-home) | $51,970 | $4,331 | $1,999 |
* Single filer, standard deduction, annual liability ÷ pay periods (an estimate, not payroll withholding). Effective rate 20%; marginal 24.49% (12% federal + 7.65% FICA + 4.4% Colorado + 0.44% state payroll levies).
Colorado taxes wage income at a flat 4.4% — details and deductions on the Colorado rate page.
Bonus coming? See how bonuses are withheld in Colorado.
Frequently asked questions
How is take-home pay calculated in Colorado?
We start with your gross salary and subtract the 2026 federal standard deduction for your filing status, then apply the federal tax brackets to what is left. FICA, the Social Security and Medicare tax, is added on the gross. On top of that comes the Colorado state layer, using Colorado's own brackets or flat rate and its deductions. The result is your estimated annual tax liability, which we divide across your pay periods to show weekly, biweekly, and monthly figures.
Does Colorado tax bonuses differently?
A bonus is withheld using supplemental wage rules, which can differ from your regular paycheck. See the Colorado bonus tax page for how the federal flat rate and the state layer apply.
Are these numbers withholding or final tax?
These are an annual tax-liability estimate, not the exact withholding from any one paycheck. The per-paycheck columns are the annual figure divided by the number of pay periods. Your employer's real withholding uses IRS payroll tables and can differ slightly, then reconciles when you file your return.
Federal: IRS 2026 brackets (Rev. Proc. 2025-32) · FICA: IRS Topic 751 · Wage base: SSA · Colorado: Colorado Department of Revenue / Colorado FAMLI Division · CO FAMLI (employee share): Colorado FAMLI Division. Rates current as of July 17, 2026. Annual-liability estimates, not payroll withholding — see methodology.