Indiana Paycheck Calculator (2026)
See take-home pay for any salary in Indiana for 2026. Enter an amount, or pick a common salary from the list to get federal tax, FICA, and Indiana state tax broken out in full.
Indiana applies a flat state income tax of 2.95%, a rate that ticked down again for 2026 as part of a scheduled series of cuts. But the state rate is only half the story: every one of Indiana's counties also levies its own income tax, based on where you live, and those county rates apply to the same income as the state tax. That local layer is universal, so an Indiana paycheck always carries both. Personal and dependent exemptions reduce the base before the rate applies. This page serves Indiana workers comparing take-home; the tables below show pay across salary levels for 2026 after federal tax, FICA and the 2.95% state rate, before your county rate.
Indiana paycheck calculator (2026)
| Net per month | $4,377 |
| Net bi-weekly | $2,020 |
| Net per week | $1,010 |
| Federal income tax | $5,620 |
| Social Security | $4,030 |
| Medicare | $943 |
| Indiana income tax | $1,888 |
| Total tax (19.2% effective) | $12,481 |
Marginal rate 22.6% = 12% federal + 7.65% FICA + 2.95% Indiana. Annual-liability estimate for a single filer taking the standard deduction — actual payroll withholding differs slightly and reconciles at tax time.
Example: take-home on $65,000 in Indiana
| Line | Annual | Monthly | Bi-weekly * |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | $5,620 | $468 | $216 |
| Social Security (6.2%) | $4,030 | $336 | $155 |
| Medicare (1.45%) | $943 | $79 | $36 |
| Indiana income tax | $1,888 | $157 | $73 |
| Total tax | $12,481 | $1,040 | $480 |
| Net pay (take-home) | $52,520 | $4,377 | $2,020 |
* Single filer, standard deduction, annual liability ÷ pay periods (an estimate, not payroll withholding). Effective rate 19.2%; marginal 22.6% (12% federal + 7.65% FICA + 2.95% Indiana).
Indiana taxes wage income at a flat 2.95% — details and deductions on the Indiana rate page.
Bonus coming? See how bonuses are withheld in Indiana.
Frequently asked questions
How is take-home pay calculated in Indiana?
We start with your gross salary and subtract the 2026 federal standard deduction for your filing status, then apply the federal tax brackets to what is left. FICA, the Social Security and Medicare tax, is added on the gross. On top of that comes the Indiana state layer, using Indiana's own brackets or flat rate and its deductions. The result is your estimated annual tax liability, which we divide across your pay periods to show weekly, biweekly, and monthly figures.
Does Indiana tax bonuses differently?
A bonus is withheld using supplemental wage rules, which can differ from your regular paycheck. See the Indiana bonus tax page for how the federal flat rate and the state layer apply.
Are these numbers withholding or final tax?
These are an annual tax-liability estimate, not the exact withholding from any one paycheck. The per-paycheck columns are the annual figure divided by the number of pay periods. Your employer's real withholding uses IRS payroll tables and can differ slightly, then reconciles when you file your return.
Federal: IRS 2026 brackets (Rev. Proc. 2025-32) · FICA: IRS Topic 751 · Wage base: SSA · Indiana: Indiana Department of Revenue. Rates current as of July 16, 2026. Annual-liability estimates, not payroll withholding — see methodology.