Rhode Island Paycheck Calculator (2026)
See take-home pay for any salary in Rhode Island for 2026. Enter an amount, or pick a common salary from the list to get federal tax, FICA, and Rhode Island state tax broken out in full.
Rhode Island taxes wages on a graduated schedule that reaches 5.99% at the top, using one uniform rate schedule for every filing status. A standard deduction and a per-person exemption apply, though both phase out at higher incomes. Rhode Island also withholds RI TDI, temporary disability insurance, which is fully employee-paid and now folds in the state's paid-leave benefit, deducted up to a yearly wage cap. There are no local income taxes. This page serves Rhode Island workers comparing take-home; the tables below show pay across salary levels for 2026 after federal tax, FICA, Rhode Island income tax and TDI.
Rhode Island paycheck calculator (2026)
| Net per month | $4,323 |
| Net bi-weekly | $1,995 |
| Net per week | $998 |
| Federal income tax | $5,620 |
| Social Security | $4,030 |
| Medicare | $943 |
| Rhode Island income tax | $1,821 |
| RI TDI (employee) | $715 |
| Total tax (20.2% effective) | $13,128 |
Marginal rate 24.5% = 12% federal + 7.65% FICA + 3.75% Rhode Island + 1.1% state payroll levies. Annual-liability estimate for a single filer taking the standard deduction — actual payroll withholding differs slightly and reconciles at tax time.
Example: take-home on $65,000 in Rhode Island
| Line | Annual | Monthly | Bi-weekly * |
|---|---|---|---|
| Gross pay | $65,000 | $5,417 | $2,500 |
| Federal income tax | $5,620 | $468 | $216 |
| Social Security (6.2%) | $4,030 | $336 | $155 |
| Medicare (1.45%) | $943 | $79 | $36 |
| Rhode Island income tax | $1,821 | $152 | $70 |
| RI TDI (employee) | $715 | $60 | $28 |
| Total tax | $13,128 | $1,094 | $505 |
| Net pay (take-home) | $51,872 | $4,323 | $1,995 |
* Single filer, standard deduction, annual liability ÷ pay periods (an estimate, not payroll withholding). Effective rate 20.2%; marginal 24.5% (12% federal + 7.65% FICA + 3.75% Rhode Island + 1.1% state payroll levies).
Rhode Island tax brackets (2026, single)
| Rate | Taxable income over | Up to |
|---|---|---|
| 3.75% | $0 | $82,050 |
| 4.75% | $82,050 | $186,450 |
| 5.99% | $186,450 | — |
All four filing statuses: Rhode Island tax brackets 2026.
Bonus coming? See how bonuses are withheld in Rhode Island.
Frequently asked questions
How is take-home pay calculated in Rhode Island?
We start with your gross salary and subtract the 2026 federal standard deduction for your filing status, then apply the federal tax brackets to what is left. FICA, the Social Security and Medicare tax, is added on the gross. On top of that comes the Rhode Island state layer, using Rhode Island's own brackets or flat rate and its deductions. The result is your estimated annual tax liability, which we divide across your pay periods to show weekly, biweekly, and monthly figures.
Does Rhode Island tax bonuses differently?
A bonus is withheld using supplemental wage rules, which can differ from your regular paycheck. See the Rhode Island bonus tax page for how the federal flat rate and the state layer apply.
Are these numbers withholding or final tax?
These are an annual tax-liability estimate, not the exact withholding from any one paycheck. The per-paycheck columns are the annual figure divided by the number of pay periods. Your employer's real withholding uses IRS payroll tables and can differ slightly, then reconciles when you file your return.
Federal: IRS 2026 brackets (Rev. Proc. 2025-32) · FICA: IRS Topic 751 · Wage base: SSA · Rhode Island: Rhode Island Division of Taxation · RI TDI (employee): RI Department of Labor & Training. Rates current as of July 16, 2026. Annual-liability estimates, not payroll withholding — see methodology.